Report

Housing Finance Watch (Week 14, 2025)

By Edward J. Pinto | Tobias Peter | Sissi Li

April 08, 2025

PDF to full report

Key takeaways:

  • The median purchase rate stayed constant at 6.5% in week 14, 2025.
  • According to Mortgage News Daily, the avg. 30-year rate was 6.85% on April 8th.
  • Purchase rate lock volume was down 14% from the same week in 2019, but up 11% YoY.
  • Preliminary YoY HPA was 3.2% in February 2025. It is projected to be 2.9% and 2.7% for March 2025 and April 2025, respectively.
  • Despite subdued purchase activity and relatively high rates, YoY HPA remains healthy, largely due to buyers being well-qualified.

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